About Pioneer Military Lending

Pioneer Military Lending is the online military lending division of MidCountry Bank. We offer personal unsecured loans to active-duty and career-retired military service members, as well as Department of Defense employees. Military loans are available to all ranks, branches of service and credit types. Whether you have built a strong credit history or have credit problems, we can help with a no-hassle personal loan. Our military loans range from $500-$10,000 with competitive fixed rates, manageable payments with no hidden fees and no collateral is required.

We take pride in going the extra mile for every customer, and have an understanding of your financial situation that comes from more than two decades of experience serving the military community—from new recruits to career service members.

This experience has shown us that traditional credit bureau scores do not accurately reflect a service member's true credit worthiness. That is why Pioneer Military Lending has developed a scoring model that is unique in the industry and takes into account the military lifestyle.

Our Military Scoring Model ^® recognizes the frequent moves, deployments, and financial issues that service members face; all of which can lead to a low, and misleading, credit score with the three major credit bureaus. But by factoring in the unique lifestyle of the military community, our credit scoring model can more accurately judge a military customer’s true credit worthiness, leading to the best rate and a fair price.

To ensure you are getting the best possible rate, every loan is backed by our Military Loan Guarantee^® , a 15-day, no-cost return policy. If, for any reason, you are not completely satisfied, you can cancel your loan within 15 days at no cost to you ... guaranteed.

Pioneer Military Lending's online loan service provides the convenience and accessibility that fits the unique lifestyle of the military community. Our Internet application process is available 24 hours a day, seven days a week. It is simple faxless and confidential. In addition, our customer service associates handle inquiries more than 80 hours a week and will quickly email answers to questions during operating hours.

Pioneer Military Lending utilizes a secure online loan process that protects every customer's security and privacy. Our privacy policy is easily accessible on our Web site, and shows how we make every effort to protect our customers' information—it will never be shared with outside companies, and is stored in a secure location.

When applying for a loan, each online application is protected by encryption and is sent over a secure connection. In addition, Pioneer Military Lending is a member of the Better Business Bureau Online Reliability Program, which ensures that our Web site is safe, secure, and our business practices conform to the highest ethical standards.

Every associate at Pioneer Military Lending follows a Code of Conduct for Military Families. Unique in the lending industry, these principles guide how every customer will be treated with respect and courtesy, and how our associates will conduct each transaction in a fair and ethical manner.

Pioneer Military Lending is dedicated to helping military families learn more about their finances by offering free calculators and financial education articles online. Each article addresses a different issue, including debt management, ways to build wealth, explanations of financial terms, and many others. Find out more at our Learning Center.

Pioneer Military Lending will continue to seek unique and new financial solutions that benefit the men and women of the Armed Forces, and considers it a duty—and privilege—to positively impact their lives... one military family at a time